Happy New Year 2025

Tag: Americans

Americans’ credit card and household debt reach new record highs

A ‘Mornings with Maria’ panel provides their reactions to the December jobs report, detailing the impact it may have on the U.S. economy.

Americans’ household debt levels, including credit card debt, rose to new all-time highs in the fourth quarter of 2024, according to a report by the Federal Reserve Bank of New York.

The report showed that overall household debt increased by $93 billion to $18.04 trillion at the end of 2024, an all-time high. Credit card balances rose by $45 billion from the prior quarter to reach $1.21 trillion at the end of December, which is also a record high.

Delinquency rates ticked higher by 0.1 percentage points from the prior quarter to 3.6% of outstanding debt in some stage of delinquency, with delinquency transition rates steady for nearly all types of debt except for credit cards – which had a small uptick in transitions from current to delinquent. Serious delinquency, defined as 90 or more days past due, moved higher for auto loans, credit cards and HELOC balances but was stable for mortgages.

The New York Fed noted that while the report shows Americans are generally faring well in terms of managing their household debt, there are signs that rising prices and elevated interest rates are causing issues for some auto loan borrowers.

WHAT WOULD BE THE IMPACT OF A CREDIT CARD INTEREST RATE CAP?

Americans’ household debt reached a new record in the last quarter of 2024. (Spencer Platt/Getty Images / Getty Images)

“Overall, consumers are in pretty good shape in terms of the household debt landscape, largely driven by stable balances and solid performance in mortgage loans,” the New York Fed’s economic researchers wrote in a post accompanying the report.

“However, for auto loans, higher car prices combined with higher interest rates have driven monthly payments upward and have put pressure on consumers across the income and credit score spectrum,” they wrote. “The episode of rapidly rising car prices has had heterogeneous impacts on borrowers, who have shifted between used and new cars as well as between loans and leases.”

JOSH HAWLEY, BERNIE SANDERS PROPOSE CAPPING CREDIT CARD INTEREST RATES AT 10%

Americans’ credit card debt reached an all-time high at the end of 2024. (iStock / iStock)

The decline in used car prices could strain some borrowers who bought a used car when prices were higher, potentially leaving them underwater on those loans, the New York Fed said.

“These shifts have put additional pressure on lower-income and lower-credit-score borrowers who may have had to opt for higher-price used cars over the last few years,” the researchers wrote.

US CREDIT CARD DEFAULTS SOAR TO HIGHEST LEVEL IN 14 YEARS

Serious delinquencies for mortgages ticked lower at the end of 2024. (Photographer: David Paul Morris/Bloomberg via Getty Images / Getty Images)

“Used car prices have since declined from the peak, potentially leaving some borrowers underwater on those vehicles and creating potential repayment challenges,” they added. “At the same time, the decline in auto prices could imply that the more recently originated vintages of auto loans may fare better as those loans age.”

The number of consumers who had a bankruptcy notation added to their credit record was 123,000 in the fourth quarter according to bank data, a decline from the third quarter.

GET FOX BUSINESS ON THE GO BY CLICKING HERE

Consumers with a third-party collection noted on their credit record was “relatively stable” in the fourth quarter, the New York Fed said.

February 18, 2025
Waltz says Americans want ‘payback’ of billions spent on Ukraine war effort

As the Trump administration moves to negotiate the end of the Ukraine-Russia war, national security advisor Michael Waltz rejected the notion that European allies are not being consulted on the matter.

Talks between the U.S. and Russia are reportedly to begin in Saudi Arabia this week, while French President Emmanuel Macron is reportedly to host what is being billed as an emergency summit on Ukraine between European leaders in Paris starting Monday. Trump said he spoke to Russian President Vladimir Putin last week, reportedly doing so without consulting NATO members.

In an appearance on “Fox News Sunday,” Waltz said that in back-to-back calls, Ukrainian President Volodymyr Zelenskyy and Putin separately agreed that “only President Trump could get them to the table, only President Trump could drive peace.”

Waltz noted that Trump spoke to Macron last week and British Prime Minister Keir Starmer has an upcoming trip to the United States.

TREASURY SECRETARY BESSENT OFFERS ZELENSKYY AN ECONOMIC INVESTMENT DEAL

President Donald Trump, accompanied by national security advisor Michael Waltz, speaks during a meeting with Israeli Prime Minister Benjamin Netanyahu in the Oval Office of the White House on Feb. 4, 2025. (Anna Moneymaker/Getty Images)

“We had no less than our vice president, our secretary of state, our secretary of defense, our secretary of treasury, who was in Kyiv personally, and our special envoy {Keith} Kellogg all in Europe this week, all engaging our allies,” Waltz said. “Now, they may not like some of the sequencing that is going on in these negotiations, but I have to push back on any notion that they aren’t being consulted. They absolutely are.”

“At the end of the day though, this is going to be under President Trump’s leadership that we get this war to an end,” he added.

Among the critics of the Trump administration’s handling of the negotiations was Sen. Adam Schiff, D-Calif., who said the president’s inability to “even identify Ukraine as an equal bargaining power, after the blood Ukraine has shed, [is] just a shocking surrender of American values and interests.” Noting how Zelenskyy said he would not be bound by any deal negotiated between Russia and the U.S., “Fox News Sunday” host Shannon Bream asked Waltz if Kyiv would have a seat at the table.

Ukrainian President Volodymyr Zelenskyy speaks during the Munich Security Conference on Feb. 15, 2025, in Germany. (Johannes Simon/Getty Images)

In response, Waltz said Secretary of State Marco Rubio, Treasury Secretary Scott Bessent and Vice President JD Vance stressed in talks with Zelenskyy “entering into a partnership with the United States,” and being “co-invested with President Trump, with the American people going forward.”

UKRAINE FUNDING WILL COME WITH NEW LEVEL OF ‘TRANSPARENCY,’ TREASURY SECRETARY BESSENT SAYS

“The American people deserve to be recouped, deserve to have some type of payback for the billions they have invested in this war,” Waltz said. “I can’t think of anything that would make the American people more comfortable with future investments than if we were able to be in a partnership and have the American people made whole. And I’ll point out that much of the European aid is actually in the form of a loan. That is repaid. It’s repaid with interest on Russian assets. So President Trump is rethinking the entire dynamic here. That has some people uncomfortable, but I think Zelenskyy would be very wise to enter into this agreement with the United States. There’s no better way to secure them going forward, and further, there was a question of whether Putin would come to the table. He has now done so under President Trump’s leadership, and we’re going to continue those talks in the coming weeks at President Trump’s direction.”

Trump said he had a call with Russian President Vladimir Putin last week. (Contributor/Getty Images)

Asked why Ukraine won’t be directly part of the Saudi Arabia talks, Waltz said, “The Ukrainian people have fought valiantly. They have seen entire cities destroyed. The United States and Europe have supported this effort, but the United States unquestionably has borne the brunt of that support over the years, but now President Trump is clear it needs to come to an end.”

Waltz added that the negotiations will be driven by “key tenants,” including ensuring that there’s a “permanent end to the war” and that the conflict “can’t be ended on the battlefield.”

“This has turned into a World War I-style meat grinder of human beings,” he said, adding that economic integration going forward would be the “best arbiter of peace” and long-term military security guarantees have to be European-led.

CLICK HERE TO GET THE FOX NEWS APP

“When a third of NATO members still are not contributing – a third – are still not contributing the minimum they all committed to a decade ago, I think that leaves a lot of Americans questioning the level of their commitment to back the rhetoric we’re seeing,” Waltz said.

Danielle Wallace is a breaking news and politics reporter at Fox News Digital. Story tips can be sent to [email protected] and on X: @danimwallace.

February 16, 2025
How cyberscams are draining Americans wallets by the billions
Cyberscams have reached alarming levels in the U.S., with nearly 30% of Americans falling victim to fraudulent schemes in the past year alone.

The financial toll is staggering — scams cost Americans over $159 billion annually, with average individual losses now exceeding $3,500 per victim. This epidemic is not just a financial crisis but also a human rights issue, as many scams originate from forced labor operations in Southeast Asia.

With nearly 90% of Americans targeted by scam attempts and 40% receiving suspicious messages daily, the question remains: how can we protect ourselves and hold perpetrators accountable in an increasingly digital world?

STAY PROTECTED & INFORMED! GET SECURITY ALERTS & EXPERT TECH TIPS — SIGN UP FOR KURT’S THE CYBERGUY REPORT NOW

The word scam with data in the background (Kurt “CyberGuy” Knutsson)

The mechanics of “pig butchering”

One of the most pervasive scams today is the so-called “pig butchering” scheme. Originating in China and spreading across Southeast Asia, this scam involves criminals building trust with victims through social media or messaging apps. Once trust is established, victims are lured into fraudulent cryptocurrency investment schemes. These scams are meticulously crafted to appear legitimate, often involving fake trading platforms and simulated profits. Victims are encouraged to invest more until they are “slaughtered,” losing their entire savings when the scammers vanish with their funds.

9 WAYS SCAMMERS CAN USE YOUR PHONE NUMBER TO TRY TO TRICK YOU

Forced labor behind these scam centers

What makes these scams even more horrifying is their reliance on human trafficking. Criminal syndicates in countries like Myanmar, Cambodia and Laos force trafficked individuals to run these operations under threat of violence. These “scam centers” operate in lawless regions controlled by rebel groups or corrupt officials, making international intervention challenging. Survivors describe conditions akin to modern slavery, with physical abuse and even torture being common.

Illustration of a scam on a computer key. (Kurt “CyberGuy” Knutsson)

BEST PRESIDENT’S DAY DEALS

Why America is a prime target

Cyberscams have taken hold in the U.S. for several reasons that make it particularly vulnerable. As an American, you’re likely connected to the digital world through social media platforms, messaging apps and other online tools. This high level of connectivity makes it easier for scammers to reach you directly, whether through a text message, email or social media chat. The sheer number of people online in the U.S. creates a vast pool of potential targets for cybercriminals.

Additionally, the growing popularity of cryptocurrency in the U.S. has made it a prime medium for fraud. Cryptocurrency transactions are fast, anonymous and difficult to trace, which makes them ideal for scammers looking to steal funds without leaving a trail. Many scams are designed to exploit this lack of transparency, leaving victims with little chance of recovering their money once it’s gone.

Another major issue is the lack of a centralized reporting system for cyberscams in the U.S. If you’ve ever been scammed or know someone who has, you might have noticed how confusing it can be to figure out where to report the crime — whether to the FBI, the Federal Trade Commission (FTC) or another agency. This fragmented system not only makes it harder for victims to seek help but also prevents authorities from gathering comprehensive data to tackle the problem effectively. These factors combined have made Americans some of the most targeted individuals in the world when it comes to cyberscams.

Illustration of a scammer at work. (Kurt “CyberGuy” Knutsson)

FBI’S NEW WARNING ABOUT AI-DRIVEN SCAMS THAT ARE AFTER YOUR CASH

Global solutions: Lessons from other nations

Several countries have implemented innovative measures to combat cyberscams, offering valuable lessons for the U.S. Singapore, for instance, has introduced a mandatory SMS Sender ID Registry (SSIR) that requires organizations to register their alphanumeric Sender IDs. This system effectively blocks unregistered SMS senders, significantly reducing impersonation scams. In fact, cases involving scam SMSes in Singapore fell by 70% over three months after mandating the SSIR.

Britain has taken a different approach by establishing a dedicated “159” hotline, allowing residents to instantly verify suspicious calls. This simple yet effective system provides a quick way for individuals to check the legitimacy of unexpected communications, potentially preventing many scams before they occur.

WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

Many nations have also implemented stricter authentication measures, such as biometric checks and in-app verifications, which have proven highly effective in reducing fraud. For example, Singapore has required facial verification for higher-risk transactions through Singpass since 2022, resulting in no further reports of malware-enabled scams involving unauthorized CPF withdrawals since its implementation in June 2023.

Some countries are exploring ways to slow down cryptocurrency transactions or cap transfer amounts, which could significantly hinder scammers who rely on quick, anonymous transfers. These measures, combined with a coordinated global response involving major victim nations like the U.S. and China, could prove instrumental in dismantling criminal networks more effectively. By learning from these international examples and adapting them to the American context, the U.S. could significantly strengthen its defenses against the rising tide of cyberscams.

Illustration of scamming techniques. (Kurt “CyberGuy” Knutsson)

Tips to protect yourself and your loved ones

Recognizing red flags is essential to avoid falling victim to scams. Here are some important red flags to be aware of:
- Unsolicited calls or emails: Be wary of anyone asking for personal or financial information. Legitimate organizations will not ask for sensitive information in this manner.
- Urgent requests for payment: Scammers often demand immediate action to avoid scrutiny. Take a moment to verify the request through official channels before responding.
- Unfamiliar contact information: Be cautious if the contact information provided does not match the official contact details of the company or organization.
- Untraceable payment methods: Requests for payment via gift cards, cryptocurrency or wire transfers are major warning signs. Reputable companies will not ask for these types of payments.
- Too good to be true offers: If an offer seems too good to be true, it likely is. Research and verify any claims before proceeding.
10 ways to protect yourself from being scammed

Protecting yourself and your loved ones from scams requires vigilance and awareness. Here are eight effective ways to safeguard against scammers:

1. Verify before you act: Always verify the identity of the person or organization contacting you. Use official contact information to reach out directly and confirm the legitimacy of the request.

2. Limit personal information sharing: Avoid sharing personal or financial information over the phone, email or online unless you are certain of the recipient’s identity and legitimacy.

3. Use strong, unique passwords for all your accounts: A robust password should include a mix of uppercase and lowercase letters, numbers and symbols. Avoid reusing passwords across multiple platforms, and consider using a reputable password manager to store and generate complex passwords securely.

4. Enable two-factor authentication (2FA) wherever possible: 2FA adds an extra layer of security by requiring a secondary verification method, such as a code sent to your phone or biometric authentication. This ensures that even if your password is compromised, unauthorized access remains highly unlikely.

5. Keep your devices and software up to date: By regularly installing the latest updates and security patches, you can ensure your devices are equipped with the latest security features and bug fixes, reducing the risk of becoming a target for cyberattacks. Many cyberattacks exploit unpatched vulnerabilities, so enabling automatic updates for your operating system, apps and antivirus software can significantly reduce your risk.

GET FOX BUSINESS ON THE GO BY CLICKING HERE

6. Invest in personal data removal services: Consider using a service that specializes in removing your personal information from the internet to reduce your exposure to potential scammers. While no service promises to remove all your data from the internet, having a removal service is great if you want to constantly monitor and automate the process of removing your information from hundreds of sites continuously over a longer period of time. Check out my top picks for data removal services here.

7. Monitor financial accounts: Regularly check your bank and credit card statements for any unusual or unauthorized transactions. Promptly report any suspicious activity.

8. Be skeptical of unsolicited requests: Treat unexpected requests for money or personal information with caution. Scammers often create a sense of urgency to pressure you into acting quickly.

9. Be vigilant against phishing attempts and use strong antivirus software: Avoid clicking on links or downloading attachments from unsolicited emails or messages. Ensure your devices are protected with strong antivirus software that can detect and block malicious activities. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices.

10. Report Suspected Scams: If you suspect you’ve encountered a scam, report it to your local authorities, the Federal Trade Commission (FTC), and any relevant financial institutions.

SUBSCRIBE TO KURT’S YOUTUBE CHANNEL FOR QUICK VIDEO TIPS ON HOW TO WORK ALL OF YOUR TECH DEVICES

Kurt’s key takeaways

The rise of cyberscams is not just an economic issue but a moral one that demands immediate action. With billions lost annually and countless lives disrupted, we cannot afford complacency in addressing this crisis. By learning from global best practices and fostering international collaboration, we can begin to dismantle these criminal networks. Be sure to follow the steps I outlined to keep yourself safe.

CLICK HERE TO GET THE FOX NEWS APP

What do you think should be done to tackle cyberscams more effectively? Should governments focus on stricter regulations or public education campaigns? Let us know by writing us at Cyberguy.com/Contact

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter

Ask Kurt a question or let us know what stories you’d like us to cover.

Follow Kurt on his social channels:

Answers to the most-asked CyberGuy questions:

New from Kurt:

Copyright 2025 CyberGuy.com. All rights reserved.

Kurt “CyberGuy” Knutsson is an award-winning tech journalist who has a deep love of technology, gear and gadgets that make life better with his contributions for Fox News & FOX Business beginning mornings on “FOX & Friends.” Got a tech question? Get Kurt’s free CyberGuy Newsletter, share your voice, a story idea or comment at CyberGuy.com.
February 15, 2025
Republicans gear up to end Biden EV tax credit that ‘ran up the bill’ on Americans

FIRST ON FOX: House Republicans are taking steps to repeal the “climate-crazed” Biden administration’s tax credit for electric vehicles (EVs) that “ran up the bill on the American people to the tune of billions of dollars,” Fox News Digital learned exclusively.

Rep. Jodey Arrington, R-Texas, on Friday will introduce the Eliminating Lavish Incentives to Electric Vehicles Act, a bill that aims to eliminate the Biden-era tax credit for new and used EVs and slash “woke and wasteful spending.”

“Under President Biden and the most climate-crazed administration in the history of our country, Democrats ran up the bill on the American people to the tune of billions of dollars, strapping tax subsidies for expensive electric vehicles to the failed Inflation Reduction Act,” Arrington, who currently serves as chair of the House Budget Committee, told Fox News Digital in a statement.

TRUMP REVERSES BIDEN CRACKDOWN ON LIGHTBULBS AND DISHWASHERS, RETURNING TO ‘COMMON SENSE STANDARDS’

Honda unveils its 0 Saloon prototype, a futuristic vehicle concept, during the 2025 Consumer Electronics Show in Las Vegas on Jan. 9, 2025. (Getty Images)

Former President Joe Biden implemented a tax credit of up to $7,500 for the purchase of EVs under the Inflation Reduction Act in an effort to push auto buyers to select greener alternatives.

However, President Donald Trump has been walking back the Biden-era green energy policies, and the Republican-led Congress is seeking to end the use of taxpayer dollars for EV purchases.

TRUMP ADMIN HITS BRAKES ON $5B ELECTRIC VEHICLE CHARGING STATION PROGRAM

Arrington’s legislation aims to stop taxpayer money from subsidizing the purchase of luxury electric vehicles and close the “loophole” that allows for individuals to get a tax credit for leasing an EV.

“I will remain on mission to repeal Green New Deal climate handouts along with other woke and wasteful spending programs while we restore fiscal sanity, reignite prosperity, and Make America Great Again,” the congressman said.

Rep. Jodey Arrington, R-Texas, leaves the House Republican Conference meeting at the Capitol Hill Club on Wednesday, May 16, 2018. (Getty Images)

The bill, joined by several members of the Ways and Means Committee, aligns with an executive order recently issued by Trump ending Biden’s mandate that 50% of all new car sales be EVs by 2030.

Amid rumblings that Trump was considering eliminating the EV credit in November, Tim Stewart, president of the U.S. Oil & Gas Association, a group promoting public policy on behalf of the natural gas industry, suggested that behind the scenes, automotive groups and consumers could feel relieved if the EV credit was repealed.

“Losing $70,000 on an EV is not a winning business model and U.S. automakers know that,” Stewart told Fox News Digital. “The EV tax credit was the only way to entice consumers to ‘maybe’ purchase something they really didn’t want, but told by the Biden folks they had to buy.”

President Donald Trump recently signed an executive order recently ending former President Joe Biden’s mandate that 50% of all new car sales be electric vehicles by 2030. (Scott Olson)

Stewart said axing the EV tax credit gives members of the auto industry the opportunity to shift back to traditional production lines.

Tesla CEO Elon Musk, who is heading Trump’s newly formed Department of Government Efficiency, revealed in July that he supports getting rid of the credit. “Take away the subsidies,” Musk posted to X, saying “it will only help Tesla.”

CLICK HERE TO GET THE FOX NEWS APP

Companies that are financially sound, such as Tesla, could benefit if the playing field for electric vehicles is narrowed, while the smaller companies that rely on the tax credit for consumer affordability could face setbacks, analysts have suggested.

Aubrie Spady is a Writer for Fox News Digital.

February 14, 2025
New poll shows what Americans think of Trump’s record setting first 3 weeks

President Donald Trump took to social media on Thursday morning to showcase his frenetic pace since reentering the White House on Jan. 20.

“THREE GREAT WEEKS, PERHAPS THE BEST EVER,” the president touted.

Trump has signed 64 executive orders since his inauguration, according to a count from Fox News, which far surpasses the rate of any presidential predecessors during their first weeks in office.

While Trump is never shy about advertising his accomplishments, new polling indicates Americans are divided on the job the president is doing so far in his second administration.

CLICK HERE FOR FOX NEWS COVERAGE OF TRUMP’S FIRST 100 DAYS

President Donald Trump speaks as Director of National Intelligence Tulsi Gabbard is sworn in at the Oval Office of the White House on Wednesday, Feb. 12, 2025. (AP/Alex Brandon)

Trump stands at 48% approval and 47% disapproval in a national survey conducted for AARP.

The poll is the latest to indicate an early split when it comes to public opinion regarding Trump.

CLICK HERE FOR THE LATEST FOX NEWS POLLING

Some surveys, including Pew Research, indicate Trump’s approval ratings are slightly underwater, while others, including a poll from CBS News/YouGuv, suggest the president’s ratings are in positive territory.

Trump’s poll position among Americans stands in stark contrast to his first term in office, when he started out underwater in surveys and remained in negative territory for all four years in the White House.

President Donald Trump is sworn in as the 47th president of the United States by Chief Justice John Roberts as Melania Trump holds the Bible during the 60th Presidential Inauguration in the Rotunda of the U.S. Capitol in Washington, D.C., on Monday, Jan. 20, 2025. (MORRY GASH/AFP via Getty Images)

The surveys are in agreement when it comes to the massive partisan divide over Trump.

The AARP poll indicates Trump holds a net approval of 83 points with Republicans, a net disapproval of 76 points among Democrats and that he is underwater by 19 points among independent voters.

THE TRUMP POLICIES AMERICANS LOVE, AND HATE

“Trump’s ratings are stronger among men, white voters, and those without college degrees. He is seen more negatively by women, Hispanic and Black voters, and those with college degrees,” the survey’s release highlighted.

While Trump’s approval ratings for his second term are a major improvement from his first term, his numbers are below where his predecessor, former President Joe Biden, began his single term in office.

Former President Joe Biden speaks about his administration’s accomplishments during a speech on Dec. 10, 2024. (AP Photo/Susan Walsh)

Biden’s approval rating hovered in the low to mid 50s during his first six months in the White House, with his disapproval in the upper 30s to low to mid 40s.

CLICK HERE TO GET THE FOX NEWS APP

However, Biden’s numbers sank into negative territory in the late summer and autumn of 2021, in the wake of his much-criticized handling of the turbulent U.S. exit from Afghanistan and amid soaring inflation and a surge of migrants crossing into the U.S. along the nation’s southern border with Mexico.

Biden’s approval ratings stayed underwater throughout the rest of his presidency.

Fox News’ Mary Schlageter contributed to this report

Paul Steinhauser is a politics reporter based in New Hampshire.

February 13, 2025
New poll reveals which Trump policies Americans love and hate

Americans are giving a big thumbs up to some of the early actions taken by President Donald Trump during the opening weeks of his second administration.

However, a new national poll also indicates that the public also gives a thumbs down to other moves made by Trump during his avalanche of action since returning to the White House on Jan. 20.

Trump has signed 63 executive orders since his inauguration, according to a count from Fox News, which far surpasses the rate of any presidential predecessors during their first weeks in office.

According to a Marquette Law School Poll national survey released on Wednesday, the most popular action sampled is Trump’s executive order mandating the federal government recognize only two sexes – male and female.

TRUMP HITS WARP SPEED HIS FIRST WEEK BACK IN OFFICE

President Donald Trump holds up an executive order after signing it at an indoor Presidential Inauguration parade event in Washington, D.C., on Monday, Jan. 20, 2025. (AP Photo/Matt Rourke)

Sixty-three percent of adults nationwide supported the move, with just 37% opposed, the survey indicates.

The gender order, signed by Trump hours after his inauguration, states that it will “defend women’s rights and protect freedom of conscience by using clear and accurate language and policies that recognize women are biologically female, and men are biologically male.”

The order required that the federal government, going forward, use the term “sex” rather than “gender” and mandated that “government-issued identification documents, including passports, visas, and Global Entry cards, accurately reflect the holder’s sex.”

TRUMP UNPLUGGED: WHAT THE NEW PRESIDENT IS DOING THAT BIDEN RARELY DID

It reversed a 2022 move by former President Joe Biden’s administration to allow U.S. citizens to be able to select the gender-neutral “X” on their passports.

During his successful 2024 campaign to win back the White House, Trump repeatedly pledged to roll back protections for transgender and nonbinary people. His campaign spotlighted an ad which ran in key battleground states that claimed former Vice President Kamala Harris “is for they/them. President Trump is for you.”

The poll indicates a large partisan divide, with 94% of Republicans and two-thirds of independents but just 27% of Democrats supporting the executive order.

President Donald Trump speaks at an indoor Presidential Inauguration parade event at Capital One Arena on Monday, Jan. 20, 2025 in Washington, D.C. (Evan Vucci/AP Photo)

Another popular move, according to the poll: 6 in 10 said they favor expanding oil and gas production.

Some of Trump’s numerous actions on immigration and border security also grabbed a thumbs up.

Sixty percent said they support deporting immigrants who entered the U.S. illegally, and 59% favored declaring a national emergency at the nation’s southern border with Mexico due to migrant crossings.

However, the survey also found that 57% opposed deporting immigrants who have resided in the United States illegally for a number of years, but who have jobs and no criminal record.

HEAD HERE FOR FOX NEWS UPDATES ON PRESIDENT TRUMP’S FIRST 100 DAYS IN THE WHITE HOUSE

Also getting a big thumbs down – Trump’s Day One pardon or commuting the sentences of nearly all the Trump supporters who attacked the U.S. Capitol on Jan. 6, 2021 to upend congressional certification of Biden’s 2020 Electoral College victory over Trump. Sixty-five percent opposed the move by the president.

An equal number of respondents also do not support Trump’s repeated declarations that the U.S. will take back the Panama Canal.

On his way to Super Bowl LIX, President Donald Trump signed an order declaring Feb. 9 as “Gulf of America Day.” (Daniel Torok/Chief White House Photographer)

Additionally, Trump’s renaming of the Gulf of Mexico as the Gulf of America is opposed by 71% of adults nationwide, according to the poll.

Fifty-seven percent of Republicans support the renaming, but backing drops to just 16% among independents and 4% among Democrats.

CLICK HERE TO GET THE FOX NEWS APP

The Marquette Law School Poll, which was conducted Jan. 27-Feb. 5, indicates Trump starts his second term with a 48% approval rating and a 52% disapproval rating.

“In the new poll, as in the past, approval is closely related to partisanship, with 89% of Republicans approving of Trump, a view shared by 37% of independents and 9% of Democrats,” the poll’s release noted, as it spotlighted the massive partisan divide.

Fox News’ Mary Schlageter contributed to this report

Paul Steinhauser is a politics reporter based in New Hampshire.

February 12, 2025
Trump gets high marks with Americans for keeping promises: poll

President Donald Trump has started his second stint in the White House by earning positive reviews from Americans, with especially high marks given for the president keeping campaign promises.

A large majority of Americans, 70%, believe Trump is doing “what he promised” during the campaign, while just 30% believe the president’s agenda has been “different from promised,” according to the results of a CBS/YouGov poll released on Sunday.

The poll found that Trump’s overall approval on the job so far is 53%, with 47% of respondents indicating they disapprove. Voters also used positive words to describe the president, with 69% describing him as tough, 63% energetic, 60% focused, and 58% effective.

Many Americans also approve of the job Trump has done so far on key issues, with 59% saying they approve of his program to deport illegal immigrants, while 41% said they do not approve. A larger majority, 64%, indicated they approve of the president’s plan to send U.S. troops to the U.S-Mexico border, while 36% disapprove.

ELON MUSK OUTLINES ‘SUPER OBVIOUS’ CHANGES DOGE AND TREASURY HAVE AGREED TO MAKE

President Donald Trump arrives at an election night watch party, Nov. 6, 2024, in West Palm Beach, Florida. (Evan Vucci/AP)

A majority also responded that they approve of Trump’s handling of the Israel-Hamas conflict, with 54% of Americans saying they approve, compared with 46% who disapprove. However, Americans are less sure about the president’s proposal for the U.S. to take over Gaza following the war, with just 13% responding that it is a “good idea,” while 47% say it is a “bad idea” and 40% marked that they were not sure.

A slimmer majority approved of Elon Musk and DOGE, with 23% of Americans indicating that they believe the new agency should have “a lot” of influence over government spending and 28% answering that it should have “some,” for a total of 51%. Meanwhile, 18% replied that DOGE should have “not much” influence over government spending and 31% said it should have “none,” for a total of 49%.

Former President Donald Trump speaks at a rally in Uniondale, New York on Sept. 18, 2024. (Julia Bonavita/Fox News Digital)

SCOOP: KEY CONSERVATIVE CAUCUS DRAWS RED LINE ON HOUSE BUDGET PLAN

But Trump did score some lower marks when it came to his economic agenda, most notably on his efforts to tackle inflation, with 66% indicating the president has not committed enough attention to lowering prices, while 31% believe Trump has focused on the issue the “right amount” and 3% indicated the president has focused “too much” on the issue.

Elon Musk is leading the Department of Government Efficiency. (Anna Moneymaker/Getty Images)

Americans were split when it comes to tariffs, with 56% offering approval of such levies to China, while only 44%, 40%, and 38% felt similarly about tariffs on Mexico, Europe and Canada, respectively.

CLICK HERE TO GET THE FOX NEWS APP

The CBS/YouGov poll was conducted between Feb. 5-7, surveying 2,175 U.S. adults. The poll has a margin of error of plus or minus 2.5 percentage points.

Michael Lee is a writer for Fox News. Prior to joining Fox News, Michael worked for the Washington Examiner, Bongino.com, and Unbiased America. He has covered politics for more than eight years.

February 9, 2025
Huge healthcare data breach exposes over 1 million Americans’ sensitive information

The healthcare industry has recently been a major target for hackers. You might remember the 2024 Ascension attack, which led to significant disruptions.

The Change Healthcare breach was also on a massive scale. UnitedHealth initially claimed that 100 million Americans were affected, but later raised that number to 190 million.

There have been countless other incidents, and now you can add another to the list. Community Health Center, Inc. (CHC), a Connecticut-based federally qualified health center, has disclosed a data breach following a criminal cyberattack on its systems.

The attack has affected over a million people in the U.S.

GET SECURITY ALERTS, EXPERT TIPS — SIGN UP FOR KURT’S NEWSLETTER — THE CYBERGUY REPORT HERE

A healthcare professional working on her laptop. (Kurt “CyberGuy” Knutsson)

What You Need to Know

Community Health Center, Inc. (CHC) detected a data breach on Jan. 2 after identifying unusual activity within its computer systems. An investigation confirmed that a skilled hacker had accessed and extracted data but did not delete or lock any information. If CHC’s claims are accurate, this is a positive outcome, as hackers often deploy ransomware, a type of attack in which they lock systems and demand payment before restoring access.

In a regulatory filing with the Maine Attorney General’s Office, CHC said that 1,060,936 people were affected by the data breach. The type of information compromised varies depending on an individual’s relationship with CHC. Patient data that may have been accessed includes names, dates of birth, addresses, phone numbers, email addresses, diagnoses, treatment details, test results, Social Security numbers and health insurance information.

WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

For individuals who are not regular CHC patients but received COVID-19 services at a CHC clinic, the breached data may include names, dates of birth, phone numbers, email addresses, addresses, gender, race, ethnicity and insurance details if provided. Additional information, such as test dates, results and vaccine details, including type, dose and administration date, may also have been affected. In rare cases, Social Security numbers were also included in the breach.

The organization did not disclose how the hackers gained access to the data or whether proper cybersecurity measures were in place at the time of the breach. While CHC has assured that its systems are no longer at risk, the same cannot be said for its patients, who may now be targets of various cyberattacks.

A healthcare worker looking at information on his phone. (Kurt “CyberGuy” Knutsson)

THE HIDDEN COSTS OF FREE APPS: YOUR PERSONAL INFORMATION

CHC’s response

CHC said the hacker’s access was terminated within hours, and daily operations were not disrupted. To strengthen cybersecurity, CHC claims it has implemented advanced monitoring software and reinforced system protections. The organization said there is no evidence at this time that the compromised data has been misused.

The health center is offering free identity theft protection services for all patients and COVID-19 service recipients whose Social Security numbers were involved in the breach. The organization is also encouraging individuals whose Social Security numbers were not affected to take additional steps to protect their information.

GET FOX BUSINESS ON THE GO BY CLICKING HERE

Illustration of a hacker at work. (Kurt “CyberGuy” Knutsson)

HOW TO REMOVE YOUR PRIVATE DATA FROM THE INTERNET

6 ways to protect yourself from Change Healthcare data breach

1. Remove your personal information from the internet: The breach has exposed sensitive personal data, making it essential to reduce your online footprint. While no service can guarantee complete data removal, a reputable data removal service can significantly limit your exposure. These services systematically monitor and erase your personal information from numerous websites and data brokers. Check out my top picks for data removal services here.

2. Be wary of mailbox communications: With addresses among the compromised data, scammers may exploit this breach to send fraudulent letters. Be aware of mail claiming missed deliveries, account suspensions or security alerts. Always verify the authenticity of such communications before responding or taking action.

3. Be cautious of phishing attempts and use strong antivirus software: Scammers may use your compromised email or phone number to target you with phishing attacks. Be wary of messages asking for personal information or containing suspicious links. To protect yourself, ensure strong antivirus software is installed on all your devices. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices.

4. Monitor your accounts: Given the scope of this breach, regular monitoring of your bank accounts, credit card statements and other financial accounts is critical. Look for unauthorized transactions or suspicious activity, and report any issues immediately to your bank or credit card provider.

5. Recognize and report a Social Security scam: If your Social Security number is exposed, you could become a target for related scams. Official communication regarding Social Security issues usually comes via mail, not phone calls or emails. Learn more about spotting and reporting scams by visiting the Social Security Administration’s scam information page.

6. Invest in identity theft protection: Data breaches happen every day, and most never make the headlines, but with an identity theft protection service, you’ll be notified if and when you are affected. An identity theft protection service can monitor personal information like your Social Security number (SSN), phone number and email address and alert you if it is being sold on the dark web or being used to open an account. It can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.

One of the best parts of using an identity theft protection service is that it might include identity theft insurance of up to $1 million to cover losses and legal fees and a white glove fraud resolution team where a U.S.-based case manager helps you recover any losses. See my tips and best picks on how to protect yourself from identity theft.

MASSIVE SECURITY FLAW PUTS MOST POPULAR BROWSERS AT RISK ON MAC

Kurt’s key takeaway

The CHC breach may not be as large as the UnitedHealth attack, but with over a million individuals affected, it’s still a serious incident. Cybercriminals can exploit stolen data in various ways, from identity theft to targeted phishing scams. While CHC has taken steps to secure its systems, those impacted should remain vigilant. Be wary of unexpected emails, calls or messages requesting personal information, and consider monitoring financial and medical accounts for any suspicious activity.

CLICK HERE TO GET THE FOX NEWS APP

Do you think these companies are doing enough to protect your data, and is the government doing enough to catch those behind cyberattacks? Let us know by writing us at Cyberguy.com/Contact

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter

Ask Kurt a question or let us know what stories you’d like us to cover.

Follow Kurt on his social channels for the latest tech tips and tricks:

Answers to the most-asked CyberGuy questions:

New from Kurt:

Copyright 2025 CyberGuy.com. All rights reserved.

Kurt “CyberGuy” Knutsson is an award-winning tech journalist who has a deep love of technology, gear and gadgets that make life better with his contributions for Fox News & FOX Business beginning mornings on “FOX & Friends.” Got a tech question? Get Kurt’s free CyberGuy Newsletter, share your voice, a story idea or comment at CyberGuy.com.

February 8, 2025
Americans’ Super Bowl spending to rise despite inflation worries

Former NFL player Jake Bequette gives his take on the celebrity culture shift to the right and Sunday’s big game on ‘Varney & Co.’

Americans are getting ready for the Super Bowl to kick off on Sunday, and while spending on festivities related to the big game is up, more fans are wanting to dial it back than wanting to spend more, a new report found.

A study by LendingTree found that 75% of Americans said they’ll tune into the Super Bowl but that of those who plan to watch nearly one-third, or 31%, say they’ll spend less on Super Bowl festivities than last year – well above the 19% who say they’ll spend more. Half of Americans say their spending will be the same as last year.

Americans who do plan to spend on Super Bowl festivities expect to spend $142 on average, an increase of 22% from $116 a year ago. The top items they plan to spend on include food and beverages, as well as fan gear.

“Even though more people are saying they’re going to spend less, the average amount for people who are going to spend was up fairly significantly,” Matt Schulz, chief credit analyst at LendingTree, told FOX Business. “You’re talking about $25 which isn’t going to change most people’s lives, but it’s not nothing either when you’re just talking about getting together to watch a football game with friends.”

FOOD DEALS ABOUND FOR SUPER BOWL: WHAT CHAINS ARE OFFERING

Jalen Hurts (left) of the Philadelphia Eagles and Patrick Mahomes (right) of the Kansas City Chiefs stand on stage next to the Vince Lombardi Trophy during Super Bowl LIX Opening Night at Caesars Superdome on February 3, 2025, in New Orleans, Louisia (Kevin Sabitus/Getty Images / Getty Images)

“It’s a pretty significant divide there and, again, I just think that you can look back and blame so many things on inflation and high prices and high interest rates and all that, and I think this is another one of those cases most likely,” Schulz said.

The report noted that 41% of Super Bowl watchers say they’ll place bets related to the game, including 66% of Gen Zers, 59% of parents with young children, 56% of Millennials and 51% of men. Most plan to place smaller bets, with just 41% planning to wager $100 or more and a similar number reporting they’ll use a credit card to place their bets.

“Certainly, as we’ve seen since the pandemic, sometimes people just like spending more on what they want to spend on in order to kind of make up for how stressful a year it’s been or crazy things have been,” Schulz said.

DURING SUPER BOWL LIX, FANS WILL EAT A STAGGERING AMOUNT OF CHICKEN WINGS

PHILADELPHIA, PENNSYLVANIA – NOVEMBER 03: Saquon Barkley #26 of the Philadelphia Eagles reverse hurdles over Jarrian Jones #22 of the Jacksonville Jaguars in the second quarter at Lincoln Financial Field on November 03, 2024 in Philadelphia, Pennsylv (Elsa/Getty Images / Getty Images)

LendingTree’s findings come as a separate study conducted by the Bank of America Institute showed that Americans’ spending on spectator sports reached an all-time high in 2024.

The Bank of America Market Landscape Insights study found that consumers spend an average of $1,122 on sports annually – a figure that includes everything from attending games to buying athletic equipment.

SUPER BOWL LIX BATTLE: CHIEFS AND EAGLES ARE BOTH VALUED IN THE BILLIONS

Travis Kelce of the Kansas City Chiefs celebrates with Taylor Swift after a 17-10 victory against the Baltimore Ravens in the AFC Championship Game at M&T Bank Stadium on January 28, 2024 in Baltimore, Maryland. (Photo by Patrick Smith/Getty Images / Getty Images)

Bank of America’s report delved into the local economic impact of live sporting events by looking at last year’s Super Bowl LVIII in Las Vegas, which pushed retail spending 8% higher compared to the rest of the month.

Super Bowl LIX will air on FOX this Sunday, Feb. 9, at 6:30pm Eastern. The game is being played in New Orleans, Louisiana.

GET FOX BUSINESS ON THE GO BY CLICKING HERE

The Kansas City Chiefs – led by Patrick Mahomes and Travis Kelce – will look to make history as they pursue a third straight Super Bowl title.

They will face the Philadelphia Eagles, as Jalen Hurts and Saquon Barkley look to bring the Chiefs’ run to an end.

February 8, 2025
‘AI powerhouse’: White House encourages Americans to provide ideas for artificial intelligence strategy

The White House is opening its artificial intelligence plan up to Americans to contribute policy ideas to the Trump administration to ensure that the United States is “the undeniable leader” in AI technology.

President Donald Trump signed an executive order at the end of January on artificial intelligence, which White House officials say shows that he is “dedicated to America’s global leadership in AI technology innovation.”

JD VANCE TO ATTEND AI SUMMIT IN PARIS, FRENCH OFFICIAL SAYS

That order directed the development of an AI Action Plan.

On Thursday, the White House’s Office of Science and Technology Policy encouraged the American people to share policy ideas for the AI Action Plan by March 15.

“The Trump Administration is committed to ensuring the United States is the undeniable leader in AI technology,” Principal Deputy Director of the Office of Science and Technology Policy Lynne Parker said in a statement. “This AI Action Plan is the first step in securing and advancing American AI dominance, and we look forward to incorporating the public’s comments and innovative ideas.”

President Donald Trump signed an executive order at the end of January on artificial intelligence. (Jim Watson/AFP via Getty Images)

Americans can share their proposals on the Federal Register’s website through the middle of March.

White House officials said they are seeking input from interested public parties, including academia, industry groups, private sector organizations, state, local and tribal governments, and others.

OPINION: HOW TEAM TRUMP CAN MAKE AI STAND FOR AMERICAN INNOVATION

Officials said the AI Action Plan will “define priority policy actions to enhance America’s position as an AI powerhouse and prevent unnecessarily burdensome requirements from hindering private sector innovation.”

“With the right governmental policies, continued U.S. AI leadership will promote human flourishing, economic competitiveness, and national security,” the White House said in a statement.

The Trump administration says its focus on AI was a campaign promise of the president’s, after vowing to revoke former President Joe Biden’s executive order that they said hindered AI innovation and imposed “unnecessary government control” over AI development. Under Trump’s executive order, AI in the U.S. “must be free from ideological bias or engineered social agendas.”

The order and focus on AI is not new for Trump.

During his first administration, in 2019, Trump signed the first-ever executive order on artificial intelligence, recognizing the importance of American leadership in the space and for the economic and national security of the U.S.

CLICK HERE TO GET THE FOX NEWS APP

Trump also took executive action in 2020 to establish the first-ever guidance for federal agency adoption of AI to deliver services to the American people and “foster public trust” in the technology.

White House officials said the Trump administration’s renewed focus on AI is rooted in “free speech and human flourishing.”

Brooke Singman is a political correspondent and reporter for Fox News Digital, Fox News Channel and FOX Business.

February 6, 2025